If you are in a collision then your Seattle Auto Insurance provider will send out an insurance adjuster to assess the damage. Understanding what the adjuster will be evaluating can help you to ensure that you get your claim processed quickly and favorably.
The insurance adjuster will begin by taking pictures of your vehicle. He will do this to record any damage that resulted from the collision, and to document any pre-existing damage. An appraisal for the damage will then be set.
You will be asked to give your statement pertaining to the accident. The insurance adjuster may ask questions with the intention of leading you to say something that would allow them to deny your claim. Answer carefully.
They will interview and get statements from any witnesses of the collision. This is information that you should have obtained at the scene, or that the police would have collected if you were unable.
Your name will be run through several databases to see if you have filed any previous insurance claims. Do not give your social security number to the adjuster. It is not required, even if they do ask for it.
The adjuster will want to review your medical claims. You will be asked to fill out and sign a medical release form. Make sure that you are only authorizing the insurance provider to receive details pertaining to the accident only.
The damages to your car will be evaluated by an expert assigned by the insurance adjuster. They will be looking for ways to minimize your damages and claim to save the insurance provider money. In your best interest you should also have an evaluation done by an outside expert as well.