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If you’re an old insurance man like me, going grey and still carrying a liking for old early 70’s bands like soft machine and caravan, then you probably think that you’ve seen the last of your summer music festivals with nights spent cramped under the canvas of a tent and waking up with aches and cramps in places you didn’t know existed! However, another way to go is to take your motorhome (or somebody else’s) along to the festival and enjoy the music and the atmosphere without the nights spent on the floor under canvas.

What many people have found with the motorhome route that you get the best of both worlds really because you can enjoy the atmosphere of the festival and of course the live music, but you get a cup of tea every morning, there are no queues for toilets and showers and you have a comfortable, dry bed to sleep on every night!

Many motorhome owners who aren’t into music festivals and the like have been known to rent out their motorhomes to people who are so that they get some money from their dormant motorhome, and someone else gets to enjoy a music festival in comfort. However, while this is perfectly legal, most people don’t realise that if something was to happen to their motorhome during the event, it would not be covered under a standard motorhome insurance policy.

One of my more distinct memories from last year’s Glastonbury festival was that of a couple happily leaving their motorhome after having had breakfast under the awning, only to return that night to find that one of Glastonbury’s famous monsoons had put so much weight on the awning that all the poles were bent and broken causing the awning to be ruined. This must’ve been around 1000’s worth of damage which would have been completely uninsured if they had hired the motorhome without letting the insurance company know.

If you think you might like to take your motorhome to Glastonbury or a similar festival, or that you might let someone else take it, it is well worth getting it covered for the trip as you really don’t know what might happen.

So if you’re thinking of letting out your motorhome to family or friends for them to take to a music festival or anywhere really, the best way to go is probably to have them added to an existing insurance policy for the duration of their trip. This will allow you to relax at home safe in the knowledge that your motorhome is being looked after and even if it isn’t, that you have the right insurance to cover it.

If you are looking for motorhome insurance then you should check out Coversure, they are one of the leading providers of vehicle insurance offering everything from standard car insurance to caravan insurance

Chester Cooke was excited by the prospect of buying a caravan on the banks of the River Avon, not far from Stratford, on a professionally run, well maintained and gorgeous site with lots of amenities. Being a diligent kind of chap, he looked into all of the potential issues, after all you can’t be too careful with the thick end of twenty grand plus annual service charges, which didn’t include insurance for some reason.

So he then called his broker and said that he was looking for some caravan insurance. His broker then told him that that shouldn’t be a problem and he would be more than happy to get him a quote. So Chester gave his broker the details of the caravan and where it would be situated.

It was only a few minutes before the broker called him back and said that he unfortunately could not find him any caravan insurance. The reason was that although the caravan site itself was fine, it was the particular spot that Chester wanted that was the problem. It was next to the river Avon, right at the water’s edge, and last year it had flooded which caused lots of insurance claims, meaning that now, insurers are unwilling to offer any insurance to caravans places right on the water’s edge. If he was going to buy the caravan, it was going to be entirely at his own risk.

This news meant that Chester could not have his caravan exactly where he wanted because it was quite likely that the Avon would flood again at some point in time and he could not afford to have a caravan there without it being insured. He asked his broker about other “normal criteria” for caravan insurance so that might continue pursuing his plans to buy a caravan.

A registered CaSSOA site is ideal for caravan insurance providers. The reason for this is that these sites have security standards. Another thing to look for in a caravan site is a secure boundary like a fence or a tall, thick bush running around the boundaries of the site. If the caravan is to be placed in a less formal location, such as a farm, then the caravan should have its own compound and it own defined perimeter. Some insurance providers insist that a caravan site must have a certain number of caravans placed there before they will insure any, safety in numbers as it were.

Chester hadn’t really though that the insurance would play such an important part in the buying of his caravan. He was just appreciative of his knowledgeable broker who could steer him in the right direction, after all, he just wanted to enjoy his caravan and the insurance was just to take to worry out of owning one.

Caravan insurance is one of the most important factors to take into consideration when thinking about buying a caravan. Coversure are a leading provider of caravan insurance and can offer you advice, or a quote to insure your caravan

“For girls who go plump in the night” is the rather strange title of an album by 1970’s rock band Caravan, which is not the kind of thing you would expect an insurance man to know, even if he does actually own one, (a caravan I mean!) An insurance man in a caravan is probably not that unusual but an insurance man in a caravan listening to Caravan? Surely not!

Although I’m not entirely sure why I start thinking about this, I’m pretty sure it’s because I was looking back at some photos of last year’s Glastonbury festival the other day and I noticed just how many caravans were there in one get-up or another. Being an insurance man, I was of course thinking about the cover they had and whether or not the underwriters knew exactly what they were being used for.

If I remember correctly, these caravans were being used for everything from living quarters to tea shops (and I’m still talking about proper caravans, curtains and all, not mobile catering units) they were also used as places for tired musicians to rest and some were even housing paid showers.

All over the camping fields there were caravans being used as shelters for security staff or meeting points for people who were lost, or as temporary accommodation for ageing rock fans who could either no longer handle the discomfort of tent camping, or who were just fellow caravan fans!

Of course, the musicians themselves are among the biggest users of caravans at music festivals, they usually use the huge ones with extra wheels on the front for steering and they use them for changing in, preparing for the show in, and then use them to indulge in general after-show rock-star behaviour which I think is probably best left to the imagination! I’m not sure if Caravan ever used one, I think that would just be too good to be true! Caravan in a caravan listening to their debut album (which was called, as you may have guessed, “Caravan”). Or even better, if they had arranged a convoy with some friends, a caravan of caravans including a caravan with Caravan in it listening to Caravan!

But anyway, before I started ranting about rock-stars in caravan convoys I was thinking about whether or not these caravans had the correct insurance cover and lets be honest, the answer is probably not. If you are considering taking your caravan along to a festival this year then it is well worth thinking about getting proper insurance cover for it. Caravans can be damaged in all kinds of ways, especially at festivals where the fun loving, free-partying atmosphere can sometimes cloud people’s better judgement and out of control festival goers and crowds and the like can do a lot of damage to your caravan, whether it is intentional or not. It could simply slide off on its own if the mud gets too wet, they can flood, catch fire, get blown away, and almost anything you can think of can happen. Fortunately you can insure caravans against more or less anything that could happen to it, even if it gets rammed into by an uninsured caravan being used as a refreshment stand!

Coversure are leading providers of caravan insurance if you are thinking about taking your caravan to a place where it would be even remotely at risk, you should think about taking out some caravan insurance, this will set your mind at rest when you leave it to go and do what you really want to do.

Going on holiday in a caravan is great fun for all ages. In order to make sure that you get the most from your caravan you need to have insurance for it. This will protect your caravan against it being stolen or damaged in some way. If this is something you are considering here is some straightforward and simple caravan insurance advice.

Before you take out any insurance it pays to know there are many types. So if you have a touring caravan you will need different cover to someone who has their caravan on the same site constantly. So bear this in mind when you are selecting your insurance.

If you have anything that is particularly expensive in your caravan make sure you include this on your policy. Failure to do this will mean that you will not be able to claim for single, high cost items. So take a look in your caravan and mention any costly items.

If you like to visit new places with your caravan why not opt for insurance that offers members benefits. These can include monthly magazines with caravaning news in it or special offers for various sites. More insurers than you think will offer these types of incentives, so take a look at them.

Getting a lot of quotes from different insurers also makes sense when looking for low cost insurance. You can get as many quotes as you like and you are under no obligation to follow them up. So if you want to make a saving, get quotes.

Following these simple pieces of caravan insurance advice will mean that you get the best premium. Being insured is crucial if you want to enjoy your caravan without worrying. So get a quote today and get the policy that suits you.

Locate more about caravan insurance by looking online. Learn if you need to have caravan insurance or not and what coverage is best. Jump online now and learn more.

To ensure an insurance company is genuine and of high quality you must look at their brand values and core integrity along with the cost effectiveness of providing a customized insurance policy to suit your needs.

To safeguard your caravan against any future problems it is important to invest in cost effective caravan insurance. When looking for insurance online it is important to pick a policy that will fit your budget therefore being cost effective for you.

By becoming a member of the caravan club you are open to discounts and cheap insurance rates that may be on offer. However if you do not wish to become a member insurance companies do offer large discounts on their caravan insurance. This is taking into account things such as age, experience, any early claims and if your caravan has electronic security.

Another form of caravan insurance that may prove to be cost effective is the limited mileage insurance. This is where your caravan is covered for the limited amount of time it is used for the specific amount of time during the year. When investing in cost effective insurance your policy will cover many areas of accidents. Examples of this are:

Damages to windows, windscreens, windshield due to theft, accidents or bad weather,

Loss of any belongings during the course of the journey,

Fire damage

Death of the driver due to accidents or damages to your static caravan.

Even if your static caravan incurs damage you can get claim for the same.

Last but not the least there are many different types of cost effective caravan insurance policies that one can choose from namely caravan insurer tourer policy, static caravan insurance, trailer tent caravan insurance and motor home caravan insurance policy. Depending on the nature and type of caravan that you own, a cost effective caravan insurance policy is offered by insurance companies.

For more information on coversure insurance, click on coversure insurance

Obviously it is important to make sure that you caravan is secure and as unstealable as possible, however, whatever measures you take it is still far easier for someone to steal a caravan than it is a car. If youre planning on leaving your caravan unattended for long periods of time then it becomes a risky business for anyone to insure you, therefore you may find your premiums are very high.

There are several things that you can do to reduce your caravan insurance, you can use proven security devices to disable the tow hitch in order to make it harder for your caravan to be stolen. You can also make sure that your caravan is stored within a locked compound as that will also help to protect it.

The cost of caravan insurance can differ greatly from different companies, and so it would be well worth while to speak to an expert in caravan insurance as there may well be some simple extra security measures you could take that would reduce your insurance premium significantly.

It is also important that you take security precautions when you are using your caravan. You will need to be careful that you have insurance cover for any possessions that you will be leaving in the caravan. Obviously it is not a good idea to leave valuables on display, or items of significant value in the caravan at all.

You will need to make sure that any specific items of value have been specified to the insurance providers. There may well be an item value limit in your policy, and so you will be required to itemise your valuables. However not all polices include this so be sure to ask if yours does.

So you make sure that you specify to your insurance company exactly what you will be carrying with you in great detail because if you take out a generic policy without properly reading it through, you may well be in for a nasty shock should you need to make a claim.

Getting your caravan is insured is a vital step to take in order to protect you from any costs that may be incurred by accidental damage to your caravan, or by damage from theft or bad weather.

For most caravan insurance policies, you would have cover for normal damage caused to your caravan due to fire, bad weather, flood, accidental or malicious damage and theft.

Your removable possessions stored in the caravan will also be covered up to a limit defined in your policy (typically 300).

The possessions cover is intended to cover items that would normally be left in the caravan, such as furniture, cutlery, curtains and so on. Normally money and credit cards, jewellery and other valuables are excluded and should be covered on the all risks section of your household contents policy.

Insurance is there for circumstances out of your control, however you do have a responsibility to take care of your property to the best of your ability, for example by locking the caravan up at all times you are away from it. There will be no cover if you leave it open or if you leave your belongings out in the open.

The same applies to your actual caravan, i.e. if it gets stolen and you did not fit it with a wheel clamp and a hitch lock, you will have no cover.

There may also be some restrictions on the caravan site. Some insurers for example may insist that your caravan must be parked in a registered caravan holiday park, or that your chosen site is concealed by hedges or fencing around the edges, and so there may be different security requirements with different policies, it is worth thoroughly reading your policy through to ensure that you will be covered at your preferred destination.

If you wish to have you awnings covered for damage, then that is usually possible at a small extra fee, but usually depends on how old the awnings are. Typically, if your awnings are more than seven years old then insurance companies will not cover them.