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Caravan owners everywhere are breathing a somewhat smug sigh of relief as they, unlike plane-hopping holiday makers, are not having to frantically check their insurance documents to see if they are covered for disruption caused by ash from a far away volcano.

It was truly a great feeling, pulling my caravan home whilst air-traffic had ground to a halt and not even having to concern myself with whether or not my insurance covered volcanic eruptions covered happening in a distant country. It suddenly feels as if caravan lovers everywhere have been vindicated. Next time someone says something along the lines of “cars towing caravans are slow and only get in the way” you could remind them that there was a period around Easter 2010 in which a caravan could get from anywhere in Europe to almost anywhere else in Europe faster than the average plane.

In addition, those conditions that some refer to as tight and claustrophobic in caravans were positively opulent by comparison to hotel lobbies, airport floors and cramped coaches.

Of course, between those of us who understand the beauty behind caravan holidays this is all irrelevant. We each like doing our own things in our own leisure time, and how boring would the world be if we all liked the same things? However, the reason for this little gloat is that people who, as a rule, don’t do caravans, tend to make fun of those that do, and we rarely, if ever reciprocate.

So, although I didn’t incur any of the costs and inconveniences that the aeroplane fan-club did this Easter, I did have some additional costs, and not the kind that you can insure against either.

I took the a copy of Caravan Magazine with me on my holiday because we were thinking about buying a new one, and so had intended to browse over potential new purchases, but I ended up becoming engrossed in the insurance survey. It seems that because I never went to a broker to get my caravan insurance, I over paid for it - by a considerable amount. So if you’re in need of cheap caravan insurance it is well worth shopping around because there were lots of price comparisons in Caravan Magazine, some of which were quite surprising and are well worth a look into.

If you are looking for caravan insurance, but want to make sure you get the best deal, you should arrange it through Coversure. They are an insurance broker with long-standing relationships with providers and can always secure a great deal on touring caravan insurance or static caravan insurance.

No matter whether you use your caravan for your holidays, your main home or attach it to the back of your car in nice weather you should make sure that you have caravan insurance. It may be something that you have not thought of, especially if it spends most of the time on your front drive, but it is a necessity as we never know what is round the corner.

The type of insurance you will need is mostly dependant on whether your caravan is a static or touring one. You should think of when you will be using it and also how much the belongings you keep in there whether temporarily or permanently are worth. This will mean that should anything happen you will be able to get the items replaced.

If it is a static caravan you wish to insure you need to make sure that if you want to have any items you keep just outside such as a patio or furniture is also under the insurance. This is because not all policies will cover this so you need to check beforehand.

If your caravan was to be stolen then you need to decide whether you want to be covered so that you can get a new caravan for your old one then you may have to pay extra on your policy, however it will be worthwhile if you can afford it. You can also get a policy that will pay out the current value of your make and model of caravan.

You can see that there are many benefits to making sure your caravan is covered by insurance, you will find that you can insure touring caravans if they are involved in any kind of accident while you are on the road. This will also mean that if anyone is injured and you are liable the medical bills and court costs will be covered as well as any property damage that may be caused.

Even if the static caravan is where you live you can still have the coverage you need so that even if you can secure your home as you would a house, you are still able to make sure that any damage or loss can be recovered without extra cost to you.

Caravan insurancecaravan Insurance is one of the most necessary aspects that you can get in your life. There are tons of advantages that you can find when you get this kind of Insurance.

If you’re an old insurance man like me, going grey and still carrying a liking for old early 70’s bands like soft machine and caravan, then you probably think that you’ve seen the last of your summer music festivals with nights spent cramped under the canvas of a tent and waking up with aches and cramps in places you didn’t know existed! However, another way to go is to take your motorhome (or somebody else’s) along to the festival and enjoy the music and the atmosphere without the nights spent on the floor under canvas.

What many people have found with the motorhome route that you get the best of both worlds really because you can enjoy the atmosphere of the festival and of course the live music, but you get a cup of tea every morning, there are no queues for toilets and showers and you have a comfortable, dry bed to sleep on every night!

Many motorhome owners who aren’t into music festivals and the like have been known to rent out their motorhomes to people who are so that they get some money from their dormant motorhome, and someone else gets to enjoy a music festival in comfort. However, while this is perfectly legal, most people don’t realise that if something was to happen to their motorhome during the event, it would not be covered under a standard motorhome insurance policy.

One of my more distinct memories from last year’s Glastonbury festival was that of a couple happily leaving their motorhome after having had breakfast under the awning, only to return that night to find that one of Glastonbury’s famous monsoons had put so much weight on the awning that all the poles were bent and broken causing the awning to be ruined. This must’ve been around 1000’s worth of damage which would have been completely uninsured if they had hired the motorhome without letting the insurance company know.

If you think you might like to take your motorhome to Glastonbury or a similar festival, or that you might let someone else take it, it is well worth getting it covered for the trip as you really don’t know what might happen.

So if you’re thinking of letting out your motorhome to family or friends for them to take to a music festival or anywhere really, the best way to go is probably to have them added to an existing insurance policy for the duration of their trip. This will allow you to relax at home safe in the knowledge that your motorhome is being looked after and even if it isn’t, that you have the right insurance to cover it.

If you are looking for motorhome insurance then you should check out Coversure, they are one of the leading providers of vehicle insurance offering everything from standard car insurance to caravan insurance

Chester Cooke was excited by the prospect of buying a caravan on the banks of the River Avon, not far from Stratford, on a professionally run, well maintained and gorgeous site with lots of amenities. Being a diligent kind of chap, he looked into all of the potential issues, after all you can’t be too careful with the thick end of twenty grand plus annual service charges, which didn’t include insurance for some reason.

So he then called his broker and said that he was looking for some caravan insurance. His broker then told him that that shouldn’t be a problem and he would be more than happy to get him a quote. So Chester gave his broker the details of the caravan and where it would be situated.

It was only a few minutes before the broker called him back and said that he unfortunately could not find him any caravan insurance. The reason was that although the caravan site itself was fine, it was the particular spot that Chester wanted that was the problem. It was next to the river Avon, right at the water’s edge, and last year it had flooded which caused lots of insurance claims, meaning that now, insurers are unwilling to offer any insurance to caravans places right on the water’s edge. If he was going to buy the caravan, it was going to be entirely at his own risk.

This news meant that Chester could not have his caravan exactly where he wanted because it was quite likely that the Avon would flood again at some point in time and he could not afford to have a caravan there without it being insured. He asked his broker about other “normal criteria” for caravan insurance so that might continue pursuing his plans to buy a caravan.

A registered CaSSOA site is ideal for caravan insurance providers. The reason for this is that these sites have security standards. Another thing to look for in a caravan site is a secure boundary like a fence or a tall, thick bush running around the boundaries of the site. If the caravan is to be placed in a less formal location, such as a farm, then the caravan should have its own compound and it own defined perimeter. Some insurance providers insist that a caravan site must have a certain number of caravans placed there before they will insure any, safety in numbers as it were.

Chester hadn’t really though that the insurance would play such an important part in the buying of his caravan. He was just appreciative of his knowledgeable broker who could steer him in the right direction, after all, he just wanted to enjoy his caravan and the insurance was just to take to worry out of owning one.

Caravan insurance is one of the most important factors to take into consideration when thinking about buying a caravan. Coversure are a leading provider of caravan insurance and can offer you advice, or a quote to insure your caravan

“For girls who go plump in the night” is the rather strange title of an album by 1970’s rock band Caravan, which is not the kind of thing you would expect an insurance man to know, even if he does actually own one, (a caravan I mean!) An insurance man in a caravan is probably not that unusual but an insurance man in a caravan listening to Caravan? Surely not!

Although I’m not entirely sure why I start thinking about this, I’m pretty sure it’s because I was looking back at some photos of last year’s Glastonbury festival the other day and I noticed just how many caravans were there in one get-up or another. Being an insurance man, I was of course thinking about the cover they had and whether or not the underwriters knew exactly what they were being used for.

If I remember correctly, these caravans were being used for everything from living quarters to tea shops (and I’m still talking about proper caravans, curtains and all, not mobile catering units) they were also used as places for tired musicians to rest and some were even housing paid showers.

All over the camping fields there were caravans being used as shelters for security staff or meeting points for people who were lost, or as temporary accommodation for ageing rock fans who could either no longer handle the discomfort of tent camping, or who were just fellow caravan fans!

Of course, the musicians themselves are among the biggest users of caravans at music festivals, they usually use the huge ones with extra wheels on the front for steering and they use them for changing in, preparing for the show in, and then use them to indulge in general after-show rock-star behaviour which I think is probably best left to the imagination! I’m not sure if Caravan ever used one, I think that would just be too good to be true! Caravan in a caravan listening to their debut album (which was called, as you may have guessed, “Caravan”). Or even better, if they had arranged a convoy with some friends, a caravan of caravans including a caravan with Caravan in it listening to Caravan!

But anyway, before I started ranting about rock-stars in caravan convoys I was thinking about whether or not these caravans had the correct insurance cover and lets be honest, the answer is probably not. If you are considering taking your caravan along to a festival this year then it is well worth thinking about getting proper insurance cover for it. Caravans can be damaged in all kinds of ways, especially at festivals where the fun loving, free-partying atmosphere can sometimes cloud people’s better judgement and out of control festival goers and crowds and the like can do a lot of damage to your caravan, whether it is intentional or not. It could simply slide off on its own if the mud gets too wet, they can flood, catch fire, get blown away, and almost anything you can think of can happen. Fortunately you can insure caravans against more or less anything that could happen to it, even if it gets rammed into by an uninsured caravan being used as a refreshment stand!

Coversure are leading providers of caravan insurance if you are thinking about taking your caravan to a place where it would be even remotely at risk, you should think about taking out some caravan insurance, this will set your mind at rest when you leave it to go and do what you really want to do.