Auto USA Insurance

First of all the Mexican government will not recognize a United States or Canada insurance policy. The only proof of financial responsibility that will be recognized by the Mexican officials is an insurance policy purchased from a Mexican insurance company. By Mexican law you are required to provide proof of financial responsibility when driving in Mexico. You should purchase your Mexican car insurance before you arrive at the border.

First of all the Mexican government will not recognize a United States or Canada insurance policy. Insurance must be purchased from a Mexican insurance company because that is the only proof of financial responsibility that will be recognized by the Mexican officials. By Mexican law you are required to provide proof of financial responsibility when driving in Mexico. You should purchase your Mexican car insurance before you arrive at the border, and a good way to accomplish that is to buy it online.

Be certain to purchase a combined single limit policy. Many insurance companies will use split limits, it is a way that they use to reduce payouts in the event of a claim. Because claims for pain and suffering are almost unheard of in Mexico most of the coverage should be for property damage. Coverages provided by split limits will reduce the amount of property insurance available.

Deductibles provided by a Mexican car insurance policy are handled quite a bit differently than they are in a United States insurance policy. A fixed deductible amount in the standard in the US, but that is not the case in Mexico. Mexican car insurance uses a variable deductible, usually somewhere between two and five percent of the value of the insured vehicle. That means that a vehicle with a value of twenty thousand dollars and a variable deductible of five percent would have an actual deductible of one thousand dollars. If you are not comfortable with a variable deductible you will have to do your homework, because fixed deductibles are available, but not widely available.

The other coverages that some would consider to be optional, but which are really essential are the legal aid and travel expense coverage. Without both of these offered coverages you will be paying for all of your own legal expenses until liability is determined, and that could be some time depending on the circumstances of the accident.

There are many different companies that offer policies that can be purchased online, with a simple three step process. Quote, buy, print. Do some research and make sure that you are getting the coverage that you need. It is cheaper to pay more for the right coverage than to buy a cheap policy that doesn’t offer the protection that you need.

Nobody wants to have an accident, and that is why they are called accidents. Make sure that in the unfortunate circumstance that you are involved in an accident that you have the right coverages.

You know why they are called accidents: because nobody wants to have one. Make sure that in the unfortunate circumstance that you are involved in an accident that you have the right coverages.

Research before you buy Mexican car insurance online. Stop by the first and only insurance for Mexico experts. Nobody knows insurance like we do.