Posts Tagged ‘dealer’

Used Car Dealers Insurance in Chicago, Illinois and Northwest Indiana

Friday, January 21st, 2011

This articles deals with the different coverages that are available for used car dealers. Certain coverages or limits discussed in this article may be suitable only for the used car dealers in Illinois. There are thousands of used car dealers in Illinois with over 700 registered used car dealers in the City of Chicago. Coverage types and limits may vary according to state.

Generally, used car dealer insurance is high in premium due to the fact that the insurance company has little knowledge of who will be sitting behind the wheel during test drives. Also, liability coverage limits for used car dealers are higher than those in personal auto insurance policies. In Illinois used car dealers must maintain a minimum liability limits of $100,000 for bodily injury per person, $300,000 for bodily injury per accident, and $50,000 property damage per accident (100/300/50). The State of Illinois does not require more than the statutory limits of $20,000 bodily injury per person, $40,000 bodily injury per accident for the (UM) uninsured motorist.

The following is a list of mandatory and optional coverages that owners of used car dealerships need to consider as they shop for insurance coverage.

GARAGE LIABILITY COVERAGE: Provides protection for liability resulting from the maintenance and the ownership of the garage (ie because of ownership/use of a Covered Auto, and because of “Other than Covered Auto.”) Basically Garage Liability provides protection for the premises (ie slip and fall) and for auto accidents. Again, Garage Liability limits for used car dealers must be maintained at 100/300/50 in Illinois.

AUTO LIABILITY: Provides protection for the used car dealer in the event of being sued because of an car accident. As mentioned earlier there is a minimum limit in each state, and the State of Illinois requires 100/300/50 from all used car dealers. This coverage is almost always included as part of the GARAGE LIABILITY.

DEALERS OPEN LOT: Provides physical damage coverage on vehicles that are owned by the dealer. Physical damage coverage includes Collision Coverage (if/ when vehicle collides with another object, or overturn) and may also include one or more of the following coverages: (1) Comprehensive or other than collision coverage which encompasses all other losses resulting from anything other than collision, (2) Specified Cause (less coverage than in 1) which includes certain coverages specified in the policy such as fire, lightning, explosion, theft, windstorm, hail, flood, mischief and vandalism; or [3] Fire and Theft (less coverage than 2). Insurance companies may set coverage limits per vehicle (for example, the policy may contain a limit of $25,000 per vehicle, maximum 275,000 for the lot.) This limit may be a problem for certain dealers that sell expensive vehicles.

Coinsurance Clause: This is the percentage which will determine if you are fully covered on a partial loss. If your policy states that your coinsurance is 90%, then the coverage on the Dealer Open Lot listed on your policy must be 90% or higher of the actual value of your inventory, in order for the insurance company to pay your loss in full.

Example: An SUV was a total covered loss with a value of $35,000. If your policy states that you have 90% coinsurance, and your actual inventory was $300,000 at the time of the loss, then you need $270,000 (90% X 300,000) for you to be 100% covered on that loss. Let us assume that your policy has only $210,000 coverage on dealer open lot. These numbers mean that you had only 74% coverage of the amount you were supposed to have (210,000/270,000). In that case, the insurance company will pay you only about $27,300 for the lost SUV (35,000 X 78%), without considering any deductible.

Coinsurance Clause is meant to penalize people who purchase less than what they actually have or the Under-insureds (some hope to save money by getting less insurance?) Lower coinsurance percentage is better for customers, and have higher premiums too.

GARAGE KEEPERS LIABILITY: The need for this coverage is based on whether or not a particular used car dealer does repair/ body work on vehicles that are not owned by the dealership. This coverage is similar to the DEALER OPEN LOT coverage, but the coverages goes to the vehicles that are not owned by the dealer, but are in the dealer possession.

FALSE PRETENSE: Covers losses of vehicles if the dealer is voluntarily scammed or cheated. For example, if someone comes to test drive a vehicle (with the permission of the dealer) and they run away with it then the loss would be covered under this coverage.

BONDS: Used car dealer bonds are required from new dealerships for a limited time, in order to guarantee that the dealer will stick to state laws pertaining running used car business.

DEALER BONDS: Used car dealer bonds are required from new dealerships for a limited time, in order to guarantee that the dealer will stick to state laws pertaining running used car business.

Other Coverages: Like all other businesses, used car dealers may need additional coverages such as:

Property Coverage: May include coverage on the building, office equipment, etc.

Workers Compensation: To cover all work related injuries of employees.

Workers Compensation: To cover all work related injuries of employees.

Other coverages may also include business interruption, employee dishonesty, umbrella coverage, signs, crimes and robberies.

Looking to find the best deal on Used Car Dealerships Insurance, then visit www.insurancenavy.com to find the best advice on Used Car Dealers Insurance Quotes for you.

Automotive Brakes

Sunday, August 8th, 2010

Vehicles on the road today have a much more complex and sophisticated system than in yesteryear. Cars today generally have a four wheel hydraulic braking system, to exert pressure on all four wheels, allowing the car to stop in a straight and even line.

One simple question to ask most motorists. When was the last time you changed your hydraulic brake fluid. Brake fluid, is inexpensive yet deteriorates over time with dirt, moisture and humidity. You would think that simple routine “bleeding of the brakes” to drain out the brake fluid, and then replace it with new fluid would be a standard auto repair service. Hydraulic brake fluid should be replaced on a standard 2 year schedule. More often perhaps in cases of extreme service - taxis, police cars, vehicles in frigid cold winter climes. Yet most vehicles enter the auto junkyard with the exact same brake fluid which filled their car’s brake cylinders, reservoirs and brake lines when the automobile was manufactured at the factory level.

Periodic brake inspections are a must for safe and efficient brake operation You want to maintain your vehicle so that your brake system can stop you quick and straight. This is even more vital for events which deal with roadside and roadway safety. Shinder says that the safety brake inspection must not only be routine and on a regular and ongoing schedule but also more than through. Expert mechanics as well as highly trained and experienced dealership service writers often advise that is the best plant for the technician as well as any supervisory staff who are involved in the actual work or delegation of the brake system safety and wear inspection process develop a checklist in order that no areas of important are overlooked. Pilots have check lists to prepare for their journey and so should you. It is common and prudent sense.

When you step on the brakes momentum throws most of the automobile’s weight in a forward direction. Approximately 60 % of the braking force generated in a vehicle is created and exerted by the front wheels, as opposed to the rear wheel brake system. For balanced braking it is necessary to have greater braking and stopping capacity at the front end of the car. Thus in the development and manufacture of autos and automobile models generally disk type brakes are employed at the front wheels, with less expensive older style drum brakes at the rear.

Lastly when it is all said, done and completed a road test must be performed. Drive the automobile - be it car, truck, bus or S.U.V. to test brake action and confirm that all is in good and safe order overall expert’s advice that the automobile product should stop quick and smooth during the testing drive - quickly as well as smoothly. There must be no tendency to “dive” or pull to one side or the other. Its all about routine maintenance and safety on the roads.

Vancouver Coquitlam Chevrolet Pre-Approved Credit Center

Bargaining For A Good Car Loan

Sunday, August 8th, 2010

Most of the people are not sure that bargaining is a part of availing good car loans. You should know that it is quite possible to bargain to some extent with the car loan companies. Unfortunately, not all the car loan companies are flexible with their loan rates but still depending on what they are offering you and your knowledge of the car auto loan market there is a certain degree to which the auto loan company would agree to reduce the rate of interest.

Although it might not be a wise thing to do, you can still bargain for quite a lower down payment depending on the type of credit history you have. Most often, people with good credit history are in better position to bargain compared to people with poor or not perfect credit.

So, you will now want to find out the companies that are open for bargaining. Well, most of the offline car loan companies are quite strict with their rates but still there can be some offline companies which are ready to bargain but don’t expect any striking reduction in either your down payment or interest rates.

Although most offline companies can be strict with their interest rates, the online car loan companies are quite flexible. Although the competition is tough between offline and online companies, they online counterparts are found to be more open in dropping their rates a bit just to get a client.

However if you have a bad credit history, then you would be fortunate to a good deal in car loan leaving aside bargain. People with bad credit can rather refer to online car loan companies to offer them car financing provided their credit rating is not that bad. One will have to check on FICO score to see what the credit rating is. This will determine the interest rate, which ranges from 5 percent, with good credit; up to 20 percent with very bad credit.

Although most of the online and offline car loan companies are not ardent in doing business with bad credit holders you can still plead your case by stating exactly the reasons for your bad credit and the steps you have taken to repair your credit.

If you are not confident about you credit score and you are in the market for a bad credit car loan then you most learn how to get a subprime auto loan

Touch-less Car Wash Equipment Or Hand Wash ?

Sunday, June 27th, 2010

A clean and well maintained car sells easier, sells and trades in for more cash and makes any negotiations selling or trading in your vehicle a lot easier and better. So why don’t more auto owners take better care of their automobile overall when it comes time to simple cleaning of the exterior of their vehicles? Is it laziness or is it a matter that they are too busy or simply do not care? The sad fact is that many auto owners’ especially first time buyers simply do not know the simple rules and ease of washing a car. It’s easy and fun if you know how.

Ultraviolet light - U.V. light, can cause in chemical terms oxidation. Oxidation, in chemical terms, can be explained a chemical breakdown in paint pigments. You may well have noticed the results of harmful chemical oxidation on appearance of your vehicle which you drive proudly.

Firstly you can take your auto to a commercial car wash. These can be “full service” that is a full wash with a team of cleaners in and out. This is nice, impresses many women as they have visions of such a “team” fully and thoroughly cleaning their home in such a manner - sweeping through home like a tornado. You will get a clean vehicle but it’s a little bit pricey and if you live in a smaller center you may not have such a full service “car wash” in your area. Next in line you can visit a self service car wash. Usually these have high pressure nozzles, along with a vacuum cleaner to allow you to vacuum your vehicle’s interior fully, wash with the high pressure nozzle with a cleaning brush to wet your vehicle with soapy hot water, spray the vehicle and dirty areas with the high pressure nozzle spraying out hot soapy water, and finally rinsing your auto’s exterior fully. Lastly many commercial do it yourself automobile “buggy baths” provide you with a final spray wax finish to leave a beautiful sheen on your now clean auto.

What are the basic steps of washing your auto? First Park the car in the shade. Second using a garden hose and plenty of cold water, rinse the entire exterior surface of your auto. Third comes the “car washing’. Fourthly the rinse off. If you have been using detergent to wash your car, it is very important to use the hose fully, or alternatively several full pails of clean water and clean towels to rinse each and every panel or section as you go along. You will find that by the time you have finished washing and rinsing your complete car , as well as complexly rinsing each and every section of your vehicle fully, that most cars , not unlike dinner plates in a dishwasher , will be “spotty” and “spotted” - that is water spotted. What to do - rinse your car again and follow the chamois drying instructions in the last paragraph below.

Lastly it is not only your vehicle’s exterior which keeps you traveling down the highways and byways easily, comfortably and reliably. No doubt about it that your car, truck or SUV takes an ongoing beating and pounding day in day out. Make it a regular and ongoing point to conduct ongoing and regular maintenance checks. Professional semi trailer drivers do it as a matter of course and habit and so should you. Check fluid levels for battery, brakes, steering and transmission. Of course check the level of your engine oil and change it regularly according to your vehicle’s manufacturer and your auto’s drivers and owner’s manuals. If it doubts double check at the service or sales dept of your local authorized automobile dealership. Inspect your engine’s hoses and belts for wear, tears and rips. Have these replaced if necessary. Check the air pressures of your tires. If you are unfamiliar again visit the service department of your local auto dealer or a local tire shop. They will be only too happy to assist you. Lastly change air filters - both engine and cabin if dirty or clogged. Preventative maintenance is always safer, less stressful and ultimately less costly and expensive on the auto ownership budget.

Eagle Ridge Chevrolet ChevAuto Weekly Deals

When A Car Breaks Find The Best Auto Repair

Sunday, May 30th, 2010

We depend on our cars to get from one place to another. They are always there waiting to take us to where we want to go, but sometimes these vehicles find themselves in need of auto repair. It is a fact of life that no matter how well it is taken care of, there will come a time that you will need to repair your car for whatever reason.

When this fact of life occurs, we will be faced with a decision to make. We can either take it to a person who we know nothing about, to fix it for us, or we can many times do the job ourselves and get the satisfaction that comes from knowing we did the job ourselves. This decision will be one that you will need to think about for a while and decide carefully.

Taking it to a garage will result in high cost as well as there being the potential that you will not deal with a person who is looking out for your best interest. The last thing that you will want is your car running worse than when it went in to be repaired.

This leads to the option of you working on your car yourself. This may sound like a wild idea, but in the end it makes the most sense. There are several people that take it upon themselves to work on their car and get it back into great running order. This a lot of times is not that complicated, and will take at the most a weekend to do.

Things like alternators and water pumps are an easy fix for a person to do. Many times these two items can be replaced within a day or less. Why take your car somewhere to have a water pump placed on your car, when you can take a weekend and do it yourself for a lot less money.

A basic ratchet set and a repair manual is all that you need in order to make the most out of your repairs. There will be times that you will need other tools, but many times you can rent these from your local parts store. A repair manual will tell you step by step what you need to do in order to fix your car. There are also illustrations that will detail every step of the process.

There is nothing like spending a weekend with your vehicle, having your hands deep in it and repairing what is wrong with it. This can many times lead to a very relaxing experience for the person. This is due to the fact that you are able to repair something that means a lot to you and get it back into running order.

When you car breaks down, you will need to take it upon yourself to make the best decision as to what is best choice in auto repair. You can take it somewhere to have it repaired, or you and your cherished possession can spend a weekend together while you repair it and get back into running order. This will be a decision that will bring you and your car a lot closer. We depend on them to transport us, they depend on us to repair them when they are not running properly.

Looking to get automobile inspections or brake services for your cars? Then visit your local auto repair store for all of your automotive needs!

How To Keep Auto Repair Costs Under Control

Tuesday, May 18th, 2010

Owning a car can give you a lot of freedom. It can provide transportation and, depending on where you live, may be something you cannot do without. However, cars are machines and they do break down from time to time. When they do, having auto repair work performed becomes necessary. Since repair work can be very expensive, you may be interested in finding out how to keep your costs down. Here are a few suggestions that can help you accomplish this.

The first is to never underestimate how important regular maintenance is. There are two reasons for this. One is that it can help you prevent some wear and tear and you may be able to avoid some repairs just by servicing your car on a regular basis. The second is that even if a small problem has started to develop, technicians may be able to spot the problem at a point where it is much less expensive to fix.

Part of keeping costs as reasonable as possible is learning about the vehicle that you are driving. If you do, you will learn how to tell the signs that repairs are needed. You may even end up learning how to perform small repairs that can keep you from needing to visit your mechanic on a regular basis. Remember, even small repairs can end up costing you a lot of money over time, so learning how to do minor tasks can help you save money in the long run.

A good mechanic is the key to keeping repair costs under control. You need to understand that part of the cost of any repair job is the cost of the parts. The remainder of the cost tends to come from the labor costs that mechanics will charge you. Some jobs can be very expensive because they are hard to complete and take a long time to finish. Others use expensive parts that can drive the cost up. A good garage will not charge you massive labor costs and they will offer you a choice in parts so that you can control those charges as well.

You may also be surprised how much money you can save if you are willing to do a little leg work and research. You should never go with the first quote you get for any major repair work. By taking the time to call several different garages you will usually be able to save some money on the cost of a repair job. There are many people who are afraid to call around to see what kind of savings they can get and these are people who end up paying too much for their auto repairs.

Of course, before you have any work performed, you need to get an estimate. This should be written so that you have physical proof of what the garage should be charging you. It is much more difficult for them to charge you a lot of money if you have written proof in hand. Be prepared to ask questions and find out what any additional charges are so that you do not get charged for testing or other fees that were not necessary.

The age of your car can influence how much it will cost to maintain it. Newer cars tend to cost more for regular maintenance but, because they have not been driven as much, will usually not have the kind of wear and tear that can lead to repair work being done. Of course, if you take good care of a car, it can work well for many years, which is another reason why performing regular maintenance is so critical.

You need to remember that you cannot totally avoid having repair work done to a vehicle. At some point, parts will wear out and break down. However, if you are prepared for this and have taken steps to get to know good mechanics and are willing to spend the time learning about your vehicle, you may be amazed at how reasonable repairs can actually be.

If you are having trouble with your vehicle you should take it to your nearest auto repair shop, as soon as you can. If you aren’t able to do this the likelihood that the repair will become more sever increases.

Getting The Most Out Of Your Auto Repair

Tuesday, May 18th, 2010

When it comes to auto repair, there are a few things that you will need to keep in mind when looking for proper operation of your vehicle. There are a lot of different elements and parts that can fail on a car. Any one of these goes out, and you are looking at a costly repair.

Many auto shops will see this as a golden opportunity to make a quick buck off of your issues. There are some things that you can do in order to save yourself some serious cash on your repair bill. First thing is to change your own oil, many times a person will take their car somewhere t have the oil changed and as a result will pay an arm and a leg to do so.

Making sure that we replace our filters is a very important thing that will need to be done on a regular basis. The basic functioning of a vehicle depends on every part running at 100%, these parts are not able to function properly if the filters have not been replaced and properly maintained.

Another area that a lot of people are scared of when it comes to their vehicles, is the battery. This is an area that often times a person will take the car to a mechanic in order to have the battery replaced. This is a wasted trip to the mechanic. Why pay to have something done, when you can easily have it done yourself?

As any person who has lived in Canada knows, the winter can be particularly brutal on a human. The same is true when it comes to a car as well. The rough winter months can cause a lot of small problems turn into larger problem that requires a lot more attention than the original problem.

If the time arrives that you absolutely must have your care repaired, then make sure that you find an auto repair shop that can do the needed work for you at a reasonable price. Many times this can be the difference between having a wonderful experience that will make you want to go back, and one where you will be out a lot of money and very little to show for it.

Be sure to ask your friends and neighbors who they use for their repairs. Many times a friend or neighbor will be able to give you the name of a person that does good work at a reasonable price. The last thing that you will want to happen is for you to get a mechanic that will only do a semi good job and will take your money in the end.

No matter what your final decision is about your auto repair choices, keep the following in mind, the more that you don’t do on your own, then the more that you will have to pay to be repaired in the end. Make sure that you are getting your money’s worth with whoever you choose for your repairs.

If you are having trouble with your vehicle you should take it to your nearest auto repair shop, as soon as you can. They can perform any repair that is needed such as re-painting or glass replacement.

Things To Consider About Auto Repair

Tuesday, May 18th, 2010

It can happen to anyone. You are driving along. Everything seems fine. You hear a strange noise. Something is wrong with the car. What will you do? You can continue to drive it and hope that it goes away. Maybe if you turn up the radio volume, you will not notice it. At some point, you will have to address the issue. You will need to have the problem fixed. Are you good at your own auto repair? If not, you will have to take it somewhere.

Do it yourself

There is nothing wrong with doing your own car repair. However, you must know what you are doing. Auto parts stores cater to the home mechanic. They are there to assist you with your work. If you are unsure, they will be a good reference point. You may find some auto parts places that will perform free diagnostic work. If you are unsure of that starter or alternator, take it there. They will test it for you. They may have scanning equipment too. You will if you have a bad sensor for example.

Many people can do their own car maintenance. Items like air filters, oil changes and windshield wipers. This allows you to save money on simple auto procedures. However, you may not have the necessary tools for some tasks. Some things may involve a lot of skill and labor. You will need to find a mechanic.

Auto mechanics

Always check out repair shops before using them. Ask around. Family and friends can be a good source of repair shop information. You may find some very good places, this way. Check online resources also. Many shops have their own websites with information.

After you have some businesses in mind, do some research. Check with the Canadian BBB. The Better Business Bureau may have complaint information about them. A good online source is auto forums. You may be able to communicate with people in your area about repair shops. This can be a wealth of information.

When you have someone in mind, go to their place of business. How does it appear to be run? Are things organized? Does someone appear to be in charge? Are customers waiting for their cars? Talk to them about their experience. This may give you a good idea of what to expect.

Try to get a free repair estimate before the work. This gives you the opportunity to shop prices. In some cases, you may incur a diagnostic fee. This may depend on the type of problems that you have. Try to get several estimates. Are the prices close? Go to the one that seems the most organized. Price is not that important, unless there is a huge difference.

Final thoughts

Your car may be running fine. However, no one knows when they will experience car problems. Can you do the work yourself? You will save a lot of money. Visit your local car parts supply store. They will be happy to help you with your needs. It is in their best interest for you to do the work yourself. However, there will be times when you will need professional assistance with your car. Make sure that you check references first. If you can get several estimates, you will be in a good position to save money on auto repair.

If you are having trouble with your vehicle you should take it to your nearest auto repair shop, as soon as you can. They can perform any repair that is needed such as re-painting or glass replacement.

Classic US Auto Styling The Studebaker Avanti

Thursday, December 31st, 2009

The history will never forget how Studebaker created their name in producing wagons in 1852. They started making electric automobile and gasoline-powered cars in 1902. Studebaker stood out in the market because of their quality and reliable cars that became famous in making new speed records. Though they experienced trouble after uniting with Piece-Arrow in 1933, they still able to survive through the released of the 1930s Depression.

How was it that this simple “wagon maker”, well known and respected who actually made Abraham Lincolns horse drawn wagon entered the automotive field? Studebaker was an early innovator experimenting, producing and selling electric and later gasoline powered cars. Indeed Tomas Alva Edison himself (read the well known American innovator and inventor who laid the foundation for the great General Electric GE Company of our day), purchased the second vehicle built a produced by Studebaker. Studebaker lived on, kept innovating, and was known for its reputation of well designed, innovative and reliable American built vehicles.

Studebaker survived the lean economic times of the 1930’s ,merging with the luxury US automaker Piece-Arrow , during this troubled economic time period of the “Great Depression”. Perhaps such spunkiness , stick to it ness and determination might be a business model that the North American based auto industry could take great lessons from in the current shakeup , shakedown and troubled times of the North American auto industry.

Studebaker went on through its history releasing a number of products - some of whose names live on today in the nameplates of other vehicle manufacturers. The “Champion” in 1930 , postwar models with advanced styling and the famed “Starlight ” model with its rear windows enclosed from door to door. Take for example the brand name “Land Cruiser”. This was one of Studebaker’s 3 boxes like models which included the Studebaker “Land Cruiser “, “Commander” and “Champion Models”. All might be considered early on prototypes for current SUV models with extended rear doors, longer wheel bases and hoods alongside incorporated full length front fenders.

Studebaker can never be replaced by today’s high technology cars. They started from a small company and became famous of their quality designs, and reliable models.

Eagle Ridge GM Vancouver Auto Dealer

Duesenberg Cars - A Marketing Rather Than Engineering Success Story

Tuesday, December 22nd, 2009

The Duesy. The Dusenberg fine automotive creations. These legends have not only entered the American if not European and worldwide vocabulary as “Its a Doozie”. On top of that the impact of the Duesenberg Motor Company live on today in the likes of many replica large touring cars that you may see the likes of Winnipeg’s famous scion Peter Nygard.

The Duesenberg’s were designed by race car builders and hard running pioneers August and Fred Duesenberg. Indeed the great Duesenberg J series cars reflected the pair of brother’s racing backgrounds. Duesenberg J models incorporated such advanced features of their time as straight eight engines, double overhead camshafts and even four valves for each cylinder - which was indeed a power seeking as well as expensive innovation for its day.

The Duesenberg J was the creation of Mr. Errett Lobban Cord , who gained management and ownership control of the Duesenberg Motor Company of Indianapolis in 1926 and made it an integral component of its his Auburn-Cord-Duesenberg empire. This great automotive industry pioneer said himself many times that his vision was to father a home gown domestic American car that was as best as the world could produce. To this day many would still believe that the Duesenberg was of course of European - German, American or perhaps Italian vintage and origins. Even the name of the automotive creation Duesenberg belies this point and viewpoint.

Duesenberg took great effort and detail to make extensive used of the then exotic and advanced high tech metal aluminum in its Model A’s engine. Aluminum was by then virtually unknown in the automobile industries - being in the domain of high tech and advanced aircraft industry domain. The uses of aluminum in the Model A overall mechanical detail included the power train’s piston as well as intake manifolds. The Model A weighed in at approximately a hefty 3700 pounds or 1700 kilograms gross vehicle weight overall. Horsepower was then rated at a generous and racy 87 horse power with a total and full engine size displacement of 4.3 litres. Two valves in the cylinder were actuated by a single overhead camshaft driven by bevel gears with its vertical shaft being at the front of the engine itself.

Yet as is always interesting in the automotive market it was a business people along with marketing staff that brought the wonderful auto creation to fruition not off all things the racing pair of the Duesenberg brothers. Cord immediately initiated the design of the Model J super car. The rest as they say is simply history and historical fact of the future mainstay of the American economy - the automotive industry.

Manitoba Automotive Financing and Vancouver B.C. Automotive Info