Getting angry in the car can get you into trouble. Almost 800 people lost their lives in the UK last year due to road rage or disrespectful driving. This was confirmed in a report undertaken by AXA insurance in the UK. This is an alarming figure. AXA calculate that almost a billion worth of insurance premium could be save if people learned to hold their temper on the road and show some respect for their fellow drivers.
This report also highlighted other important driving stats. For example, almost four out of ten drivers involved in accidents this year have reported that in the vital moments before the crash, they have been scared or angered by other road users. Out of this 40% figure, more than half report that inconsiderate driving involved speeding; a quarter of people said it was driving erratically and one fifth said that the offending driver was ignoring the rules of the road.
Peter Marsh, a motoring psychologist, said: “The AXA study highlights clearly the powerful psychological forces at work when we get behind the wheel of a car”. He also adds: “Our cars may be safer than before and our roads increasingly designed to reduce accidents but unless we recognise and deal with the strong emotional aspects of motoring, the factors that give rise to uncharacteristic belligerence and sheer bloody-mindedness, we may never be able to reduce much further the number of people who die unnecessarily on Britain’s highways.”
Road rage and inconsiderate driving cause an increase in your insurance costs. These accidents have to be paid for. The AXA UK study finds that 35 per premium is needed to pay for accidents caused by disrespectful driving. In addition to these costs the UK driver has to cover the cost of uninsured drivers by paying 30 per premium. These stats are for the UK but they would probably relate very closely to what you would find on Irish roads.
For those motorists out there that are the picture of calm on the roads then you should know that AXA rewards driving safely. You can avail of a No Claims Discount of up to 75% on AXA car insurance.
A car accident can occur at any time. Make sure that you are fully covered with AXA insurance. We have many competitive policies including cheap young drivers insurance and van insurance
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