When it’s time to shop for auto insurance, you need to consider your needs. Part of that consideration is your age - what generation are you from? Gen Xers will have different needs than young drivers, and both will have differing needs from older drivers.
Generation Xers were born between 1961 and 1981. They have very unique insurance needs because many of them have a home full of drivers. Some could have 3 or more drivers in their home (husband, wife, and teenage driver). Mixed policies can get expensive, so it’s important to know what discounts to look for when shopping for insurance.
Don’t be shy when shopping around for the best insurance rates. Make sure that you ask about discounts, because there are many discounts you may qualify for and didn’t know if. For example, if your son/daughter gets good grades they can qualify for major discounts, or if you are a teacher you can qualify for discounts. Also, if you have a home, and auto insurance you can get a multi-line discount. So, get all the discounts you deserve.
The Baby Boomer generation can also have some unique characteristics that would allow them to look at their insurance needs differently. For example, many insurance companies will offer discounts based on the number of services you carry with their agency. So if you carry, home, life, and auto all with the same agent, you can often qualify for significant discounts.
Another tip for saving money on auto insurance is to shop around. You should take a few minutes out of the year to call around, and verify you are getting the best rates. It’s also good to make sure all of you discounts are being applied with your current agent. A ten minute call could save you up to 40% on insurance. In many cases, you can find a better provider and a lower cost.
Each generation has a unique need for insurance, and it’s up to each one of us to make sure we are taking full advantage of every discount that applies to our situation. Take these tips and save some big money for you and your family.
Before you shop for auto insurance anywhere online make sure you check out The Generation Insurance website for an auto insurance instant quote by chatting live with a qualified agent.
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