There is an old saying that ‘certain things get better with age’. One of the things that most certainly gets better is your car insurance policy with AXA insurance. If you are the owner of a full license and are over 22, then your policy will improve. There is a very strong chance that you now have a ‘Driving of Other Cars’ extension on your insurance policy.
The majority of AXA’s many customers are covered while driving other people’s cars. Providing you are either over 25 with a provisional or full license or over 22 with a full license then you are probably covered. The type of cover that you have is 3rd party cover, but you must have permission from the owner of the car to drive their car first. This is without being a named driver on the owner’s insurance policy.
The ‘Driving of Other Cars’ extension is a valuable thing to have. Just imagine yourself in the following situation: You and 2 friends have decided to drive to the coast this weekend for some surfing. Instead of taking 3 cars your friend offers to drive everyone down. The weekend is might craic but your friend had 1 or 5 drinks too many and is now over the limit and too sick to drive anyway. What do you do now? If you have AXA’s ‘Driving of Other Cars’ extension then you are cobered to jump into the driver’s seat and drive everyone home safe in the knowledge that you are covered by third party insurance.
There are some pre-conditions to getting this cover. You can only access this cover if you are not the car owner and have not hired it under a hire purchase agreement. If you look at your insurance certificate you can easily see whether you are covered or not by checking out section 5(b).
Whilst having “Driving of Other Cars” cover is very good for you, there are areas that are not covered by this policy extension. The extension only applies to private passenger vehicles. That means that you are not covered to drive jeep type vehicles without backseats, vans, vans adapted to carry passengers and car-vans. You have been warned!
Customers that have been with AXA for 3 or more years with comprehensive insurance will be upgraded. The 3rd party “Driving of Other Cars” extension will now be transformed into comprehensive “Driving of Other Cars” cover for free. This offer now means that when you are driving home your friend’s car after a holiday you are covered if you accidently damage their car. This insurance offer is unmatched in Ireland.
AXA car insurance Ireland provide lower insurance quotes for older drivers. Get your auto insurance from AXA today.
Tags: auto insurance, car insurance, financial, insurance, motor insurance, vehicle insurance